DataSafeInternational
DataSafeInternational is hiring a Remote Mortgage Loan Originator (Remote)
Job Description
This is a remote job. You will be expected to do the following from your home.
Under the direct supervision of the Branch Manager, the job responsibilities of the Mortgage Loan Originator position include, but are not limited to, the following:
Primary duty is to sell mortgage loans to customers away from and outside of A&D Mortgage’s places of business
Work done at A&D Mortgage’s offices is related and supplemental to outside sales
Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals
Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities
Take information from the borrower and fill out the loan application
Develop relationships with referral partners such as realtors to generate new customers
Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford
Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
Provide disclosures to the borrower, including truth in lending, good faith estimate, and others
Counsel and advise the borrower in understanding and clearing credit problems
Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed
Order legal documents
Qualifications
Qualifications
Must have appropriate state license or certificate (varies by state)
Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors
Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Must have excellent communication skills and the ability to analyze financial information
Must be a sales-oriented self-starter
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